Reward reality check
Is that card offer worth it for you? Move the sliders.
5%
$400
24%
$600
Rewards win by $96 a year, but only while you keep the balance near zero. Remember: you are borrowing, not spending.
Your backup plan
How will you pay the $600 off?
$50
Debt-free in 14 months, paying about $100 in interest.